StackRadar 2026
B2B Software Directory
LAB BENCHMARK: US-based startups and SMBs (1–100 employees) wanting transparent, stress-free domestic payroll & benefits

Gusto Benchmark & Telemetry Audit (2026)

Gusto is the gold standard for US small and mid-sized businesses up to 100 employees that want transparent pricing and effortless 50-state payroll.

Tested by Dr. Marcus Vance • Last Audit: 2026-10-11
StackRadar Score: 9.1 / 10.0
Laboratory Verdict

Gusto

Starting at $46/mo • 30-Day Free Trial

Visit Gusto Portal ↗

✓ Empirical Advantages

  • + 100% transparent, published pricing with zero hidden fees for off-cycle bonus payroll runs or year-end W-2s
  • + AutoPilot feature runs payroll automatically on schedule for salaried teams
  • + Seamless health, dental, vision, HSA/FSA, and 401(k) deductions synced directly into every paystub
  • + Employees retain lifetime access to their Gusto wallet for past W-2s even after leaving the company

! Benchmark Limitations

  • — Multi-state payroll requires upgrading from Simple ($40+$6) to Plus ($80+$12)
  • — International EOR is powered via partner integration rather than wholly-owned entities like Deel
  • — No native IT laptop/MDM management like Rippling

Telemetry Score Matrix: Gusto

ease Of Use
9.8 / 10.0
features
8.6 / 10.0
value For Money
9.5 / 10.0
integrations
8.9 / 10.0
support
9.2 / 10.0

Tiered Pricing & Seat Licensing Architecture

Simple

$46/mo
$40/mo base + $6/person • Single-state US payroll
  • • Unlimited single-state payroll runs
  • • Automated W-2 & 1099 tax filings
  • • Health insurance administration & employee portal

Plus

$92/mo
$80/mo base + $12/person • All 50 US states
  • • Full-service multi-state payroll
  • • Next-day direct deposit & PTO management
  • • Time tracking, project costing & performance reviews

Premium

$202/mo
$180/mo base + $22/person • Dedicated HR advisor
  • • Certified HR experts & compliance alerts
  • • R&D tax credit discounts & priority support
  • • Free migration & account manager